Updated: October 2025
Important notice: Summit does not currently operate or offer tenant insurance in Québec. The content below is for general information only and is not a recommendation or a price quote. Availability and pricing vary by carrier and by address. Any starting prices mentioned apply only to select provinces outside Québec and are illustrative.> Editor’s note (availability): Summit does not operate in Québec. Any references to Summit renter pricing or plans below are for other Canadian provinces only and are not available in Québec.
Looking for tenant insurance outside Québec? For Canada (ex‑Québec) renter pricing and eligibility, see our renters insurance page: /renters-insurance
Looking for tenant insurance outside Québec? See Renters Insurance at /renters-insurance for current eligibility and to request a quote. At‑a‑glance
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Summit does not sell or service tenant insurance in Québec (no quotes, no policies, no claims support).
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For the rest of Canada, visit /renters-insurance — plans from $17/month for students and young adults; final eligibility and pricing depend on your address and risk profile.
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This page is informational only for Québec audiences. We do not recommend providers in Québec or verify pricing/availability listed below.
Cheapest Tenant Insurance in Québec (2025)
L’assurance locataire la moins chère au Québec (2025)
Tenant insurance is increasingly required by landlords across Québec, including Montréal and Québec City. Summit offers student tenant insurance starting at $17-18 per month in select provinces, but Quebec eligibility and pricing may vary. Always verify availability for your address before purchasing.
Why Tenant Insurance is Important in Québec / Pourquoi l’assurance locataire est essentielle au Québec
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Protects your personal property against fire, theft, and certain weather-related risks
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Covers personal liability if you accidentally cause damage in your unit or common areas
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Required by most landlords in Montréal, Québec City, and across the province
L’assurance locataire protège vos biens personnels contre l’incendie, le vol et certains risques climatiques, couvre la responsabilité civile, et est souvent exigée par les propriétaires.
Current Cheapest Tenant Insurance Options (Québec 2025)
| Provider | Starting Price/mo* | Notable Features | Montréal & QC City Availability |
|---|---|---|---|
| Summit (via SummitRenters.ca) | $17–18 | Fast online sign-up; personal & liability coverage; for students, young adults | Check address for QC eligibility |
| BFL Canada (via university portals) | $17–20 | University partnerships; online setup | Most areas served |
| Desjardins | $20+ | Québec-based, wide coverage options | Province-wide |
| Square One | $12–20+ | Fully customizable coverage | Province-wide |
| Sonnet | $20+ | Digital quoting, quick evidence | Province-wide |
*As of 2025. Prices vary by location, lease details, and risk profile. Always verify with provider for your exact quote.
Montréal & Québec City Tenant Insurance
Assurance locataire à Montréal et à Québec
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Most affordable options start near $17 for students and young workers; pricing is higher for high-value contents or renters with claims history
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French-language customer support widely available from Québec-based providers
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Compare providers for conditions, exclusions, and included legal liability limits
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How To Get the Cheapest Coverage in Québec (2025)
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Get online quotes from at least three providers – compare your Montréal or Québec City address
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Consider student or youth-targeted products for best rates if eligible
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Ask if discounts are available for bundling with auto or for annual payment
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Review policy for key exclusions (e.g., water damage and earthquake coverage)
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Key Features to Compare / Principales caractéristiques à comparer
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Minimum required liability coverage (generally at least $1 million)
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Included contents coverage limit (basic packages start around $15,000–$25,000)
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Deductible level (lower premium = higher deductible)
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Temporary relocation/living expenses coverage (in case of insured events)
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Additional options: coverage for bicycles, valuables, student laptops
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Common Questions About Tenant Insurance Québec
Is tenant insurance mandatory in Québec? While not required by provincial law, most landlords require proof of tenant insurance before lease signing (especially in Montréal and Québec City).
Can international students get the cheapest tenant insurance? Yes, most online providers allow international students to purchase, but a valid Québec address is required.
Does Summit offer tenant insurance in Québec for $17–$18/month? Summit’s $17-18/month coverage is available in select areas and is aimed at students/young adults. Eligibility for addresses in Montréal and Québec City varies—use the online quote tool to check availability.
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Get a Quote for Tenant Insurance in Québec / Obtenir une soumission
Compare leading options for Montréal, Québec City, Laval, Gatineau, Sherbrooke and the entire province. Always check for updated rates and availability—coverage and pricing may change in 2025 and is subject to underwriting.