Introduction

Summit Commercial Solutions offers student and newcomer tenant insurance through institutional partnerships, designed to protect personal belongings and satisfy landlord or housing requirements. Enrollment is fast (often under five minutes) and pricing commonly starts from $17–$18 per month where available. Terms, pricing, and eligibility vary by insurer, province, and school. Quebec is not supported. See our values and approach on About Us and compensation transparency on How We Get Paid.

What the policy typically covers

Personal liability for third‑party bodily injury or property damage claims.
Personal property/contents (e.g., clothing, electronics, furniture) up to selected limits.
Additional living expenses if a covered loss makes your unit temporarily uninhabitable.

Note: Specific limits, deductibles, exclusions, and endorsements depend on the insurer and school program. Summit is an independent Canadian brokerage that compares options to curate value for you. Learn more about our brokerage model on the homepage.

Flexible terms for newcomers and students (subject to insurer/program)

Depending on the insurer and your school’s program, eligible plans may include:

Month‑to‑month billing options.
No cancellation fees (pro‑rata refunds may apply where permitted).
No credit checks for eligibility or pricing.

Because flexibility varies by carrier and province, we will confirm these terms during your quote.

Province availability and proof timing

The offering follows Summit’s current service footprint and active institutional partnerships. Quebec is excluded.

Province	Availability status	Typical proof timing
British Columbia	Available via Summit’s footprint; program availability varies by school	Proof of insurance issued after binding; typically within 1 business day
Alberta	Available via Summit’s footprint; program availability varies by school	Proof of insurance issued after binding; typically within 1 business day
Saskatchewan	Available via Summit’s footprint; program availability varies by school	Proof of insurance issued after binding; typically within 1 business day
Manitoba	Available via Summit’s footprint; program availability varies by school	Proof of insurance issued after binding; typically within 1 business day
Ontario	Available via Summit’s footprint; program availability varies by school	Proof of insurance issued after binding; typically within 1 business day

If your province or school is not listed, contact us to confirm current availability. Start a request on Contact Us.

How to get started

Request a quote: share your province, school, and housing details (Contact Us).
We compare options: as an independent broker, we curate insurer options and explain limits, deductibles, and exclusions.
Bind and receive proof: once you approve and pay, we arrange coverage and deliver proof for your landlord or housing office.

Why Summit

Independent brokerage comparing multiple insurers for value and fit.
Transparent compensation and clear explanations of coverage.
Responsive service and dedicated account management backed by strong client reviews (see About Us).

Important notes

Quebec is currently not supported.
Month‑to‑month billing, no cancellation fees, and no credit checks are program‑ and insurer‑dependent; we will confirm availability during quoting.
Pricing from $17–$18/month reflects typical student tenant programs available through institutional partnerships; actual premiums depend on coverage limits, location, and insurer underwriting.