Introduction

Renting in Saskatchewan—whether in Regina, Saskatoon, or smaller communities—often means your landlord’s policy won’t protect your belongings or your liability. Summit’s student‑friendly tenant insurance starts from $18/month and typically includes personal property, personal liability, and additional living expenses (ALE). As an independent Canadian brokerage, Summit compares multiple insurers to curate the right fit and price for you. Summit also maintains a local presence in Regina and Saskatoon, and can be reached for contact and claims inquiries.

Updated: October 2025.

What’s included (typical)

• Personal property: Helps replace your clothes, furniture, electronics, and other belongings after covered losses (e.g., fire, theft), subject to policy limits and deductibles.

• Personal liability: Helps cover injury or third‑party property damage you’re legally responsible for (e.g., a kitchen fire that damages the unit or water damage to a neighbour’s suite).

• Additional living expenses (ALE): Helps pay for temporary accommodations and extra costs if a covered loss makes your home uninhabitable.

• Optional add‑ons (when available): Higher limits, lower deductibles, scheduled items, and other endorsements tailored to landlord requirements or school housing rules.

Note: Exact coverage, limits, and exclusions vary by insurer. Your final policy wording governs.

At‑a‑glance coverage summary

How it works

1) Get a quick quote: Share your SK address, unit type, and a contents estimate. Start by reaching out to Summit directly. 2) Curated options: Summit compares multiple Canadian insurers—no single‑carrier bias—and explains trade‑offs clearly. 3) Enroll online: Bind coverage digitally and receive proof of insurance for your landlord or residence office. 4) Manage easily: Update address, roommates, or limits with your dedicated account manager. 5) Need help or a claim? Call Summit first—dedicated advisors support business hours and provide after-hours claims coordination.

Pricing and discounts

• From $18/month for student‑oriented tenant insurance programs offered through Summit’s partnerships. Actual premiums depend on location, building characteristics, contents value, deductible, prior claims, and optional add‑ons.

• Pay‑in‑full or monthly options are typically available from most insurers; ask your broker for specifics.

• Summit is transparent about compensation; information on how compensation works is available by request.

Eligibility and availability in Saskatchewan

• Available to renters in apartments, condos, basement suites, and shared houses across SK (e.g., Regina, Saskatoon, Prince Albert, Moose Jaw).

• Students: Many campus housing offices require evidence of tenant insurance; Summit can provide same‑day proof once bound.

• Landlord requirements: Send lease insurance clauses to Summit and they will align limits and endorsements where available.

Documents and details to have ready

• Rental address and unit number; building type and construction details (if known)

• Estimated value of your belongings (replacement cost)

• Required liability limit or endorsements from your landlord/school

• Preferred deductible and effective date

• For students: institution name and housing type (on‑campus/off‑campus)

Why Summit

• Independent and value‑driven: Summit shops multiple insurers and explains the differences clearly.

• Technology‑enabled: Fast quoting, digital binding, and streamlined documents.

• Dedicated account management: One team that knows your file and responds quickly.

• Transparent by design: Summit openly shares how it is compensated on request.

FAQs

• Is tenant insurance legally required in Saskatchewan? It’s not typically mandated by law, but many landlords and campus housing agreements require proof of tenant insurance.

• Are laptops, bikes, and musical instruments covered? Usually as personal property, subject to limits, sub‑limits, and deductibles. Ask about scheduling high‑value items.

• Does one policy cover roommates? Often, each roommate needs their own policy unless the insurer allows multiple named insureds. Your broker will confirm.

• How do I file a claim? Contact Summit first—they will help report the loss, coordinate with the insurer/adjuster, and track progress.

Call to action

• Get a personalized quote: Contact Summit directly

• Ready to enroll? Begin the checkout process with Summit

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